Kotak Mobile Banking App 5.4.2

The Kotak Mobile Banking App offers a convenient and efficient way to manage your banking needs on the go. Whether you're an existing Kotak customer or looking to open an account, this app has you covered.

For those who are new to Kotak, the app allows you to easily open an 811 digital bank account or a Kotak Savings account at your nearest branch.

Existing Kotak customers will find over 250 features that provide a range of banking services and more. With this app, you can:

• Bank on the go: Manage all your financial transactions, transfer money, request a cheque book, and more.
• Shop at your fingertips: Access KayMall to shop on popular platforms such as Flipkart, Amazon, and Bigbasket. You can also book flights and hotel rooms through Goibibo and even train tickets through the app's IRCTC Authorized Partner feature.
• Pay your bills: Conveniently pay your mobile recharge, DTH payments, and other bills. The AutoPay feature helps you stay organized by automatically paying your monthly bills.
• Access services: Enjoy instant completion of various services like profile updates and managing your debit/credit card online.

And that's not all. The Mobile Banking App offers even more features to enhance your banking experience:

• Instantly transfer money using BHIM UPI without needing any bank information.
• Easily transfer funds without registering a beneficiary.
• Book train tickets, flight tickets, bus tickets, and hotels directly through the app. You can also shop on platforms like Amazon, Flipkart, and BigBasket using KayMall.
• Recharge your mobile and DTH subscriptions hassle-free.
• Purchase and redeem Mutual Funds, and keep track of your investments.
• Apply for a Kotak Credit Card.
• Regenerate your debit and credit card PINs.
• Temporarily switch off your Kotak Debit Card in case of loss for added security.
• Pay your credit card bill online.
• Check your bank account statement and account balance.
• Pay your bills, open a Term Deposit, and more.
• Set your profile picture by taking a selfie or uploading a photo in the Manage Profile section.

To get started, all you need is your Customer Relationship Number (CRN), Debit/Credit Card PIN, or Net Banking password. The app will guide you through a one-time activation process when you log in for the first time.

Please note that the Kotak Bank App requires certain permissions:

• Contacts: Allows fetching of mobile numbers for mobile/DTH recharge or sharing IFSC/MMID.
• Location: Required for locating branches and ATMs nearest to you.
• Photos/Media/Files/Camera: Allows access to gallery and camera for setting your profile picture.
• Phone: Enables easy dialing of the customer contact center.
• SMS: Required for auto device activation during the setup process.

You can trust that your data is safe with Kotak Mahindra Bank. Your information will not be shared with any third parties without your consent.